Insurance Guide

Is psychotherapy covered by insurance in Ontario?

Many people want to know whether therapy is covered before they reach out. Coverage depends on your plan, the provider type, and your insurer's rules, so it is worth checking the details before beginning.

Psychotherapy and OHIP Private insurance questions Receipts for reimbursement Benefits checklist

OHIP and private insurance

Psychotherapy with a Registered Psychotherapist is not covered by OHIP. Some private or extended health insurance plans cover services from Registered Psychotherapists, either fully or partially.

Plans vary, so the safest step is to contact your insurer or benefits administrator before booking your first paid session.

Questions to ask your insurer

Ask whether your plan covers psychotherapy provided by a Registered Psychotherapist, whether a doctor's referral is required, what the annual maximum is, and what information needs to appear on the receipt.

Under A Tree Psychotherapy provides receipts after payment that can be submitted for reimbursement if your plan covers the service.

Contact

Book a free consultation

Choose a time through Jane, call 647-327-3060, or email [email protected].